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ING Home Loan|
*Latest ING Home Loan Promotion* 4.85% * p.a. Fixed Rate For Life! No BLR, No worries! This promotion
has been extended until 31-July-2009 |
ING Home Loan
ING Home Loan Newsletter
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Subscribe to our newsletter to receive notification for the latest promotion!
ING Home Loan 
ING Home Loan
ING Home Loan = Fixed Rate For Life!
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PEACE OF MIND! NO PENALTY! |
PAY ANY TIME! DAILY REST! |
"You will know how much to pay"
Home is where the heart is. In this fact paced day and age, we all want to have a home and haven for our family. A place of love, comfort and
security for the family. However, life is never a series of predictable events. While some problems and setbacks are easily overcome, many others
may not be. Oftentimes, external circumstances will disrupt out routine lifestyle and comfort zones. We may be forced to give up part of our
lifestyle that we treasured as well as our comforts in life. ING Home Loan ING Home Loan
"Helping you secure your home"
With our fixed rate home loan, you will always know exactly what your home loan repayments are. You will even increase your household savings at
a time when others may be digging in their pockets to cover their revised home loan repayments. ING Home Loan ING Home
Loan
"How does the ING Home Loan help you own a home with total peace of mind?"
If you currently have a home loan with a financial institute that is pegged to the Base Lending Rate (BLR), then you will know
that the rate has increased and effectively your home loan repayments have also increased for the year 2006 and beyond. With ING Home Loan, you
are guaranteed that the monthly instalments are fixed and you will own your house at the end of the tenure. ING Home
Loan
ING Home Loan
ING Home Loan Packages
Below are the four loan packages currently available from ING Malaysia: IN
G
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ING Home Loan Packages |
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Package |
Interest Rate |
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Margin Of Financing |
Up to 90% |
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Non-Zero Entry Cost |
4.85 % p.a. |
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Zero Entry Cost |
5.25 % p.a. |
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Limited time offer: 4.99% with Zero Entry Cost package is available for loan amount
of
minimum RM200,000 and property's current market value of minimum RM300,000.
* Under Construction project list which can be end financed is available here
ING Home Loan Loan
Why ING Home Loan?
Why ING Home Loan? At ING, we GUARANTEE you a rate that is FIXED for the entire tenure of the loan. You do not have to worry about the fluctuations in the BLR. When you subscribed to an ING Home Loan, we fix your installment and the tenure of the loan. By paying your installment monthly, you are GUARANTEED to own your home at the end of the tenure. ING Home Loan
Over the last 26 years, BLR has gone up to the highest touching 12% p.a. and the lowest at 6% p.a. BLR currently stands at 6.75% p.a. ING Home Loan
From the graph above, 23 years BLR average is at 8.23%. Our offered interest rate is at 4.85% can save you thousands of ringgit throughout your loan tenure.
ING Home Loan
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Summary |
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ING Home Loan
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For Completed Properties & Selected Under Construction Projects Zero Entry Cost Package - ING absorbs the following fees: 1. Legal fees for loan documentation 2. Stamp duty for loan documentation 3. Disbursement for loan documentation 4. Discharge of charge (for Refinancing cases) 5. Valuation report fee |
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ING Home Loan |
For Completed Properties
For Under Construction Properties
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Loan Financed |
Minimum – RM100,000 Maximum – RM5,000,000 |
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Who Can Apply? ING Home Loan |
Malaysian / Malaysian PR Foreigners with working permit Aged 21 & above |
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Loan Tenure |
Minimum – 5 years Maximum - 30 years or Age 65, whichever comes first |
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Properties Financed ING Home Loan |
Under Construction – Klang Valley Completed – Klang Valley, Penang, Ipoh, Seremban, Melaka, Johor Bahru, Kuantan, Kota Kinabalu and Kuching Note: Leasehold properties must have 30 years of unexpired lease at the end of the loan. Malay Reserve & Native Land is strictly prohibited |
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Prepayment |
Prepayment is allowed at any time and no notice required. You can pay any amount as often as you like |
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Full Settlement Penalty ING Home Loan
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Full settlement penalty = 0.35% * Outstanding loan amount * Outstanding loan tenure (Subject to a minimum of 2% or
maximum of 4% of the outstanding loan amount) |
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Insurance ING Home Loan |
All loans must be adequately protected by ING Life policy or ING MRTA policy during the tenure of the
loan Fire Insurance is also compulsory |
ING Home Loan Loan
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