ING Home Loan
ING Home Loan  ING Home Loan
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Malaysia Raises Interest Rate a Third Time This Year as Growth Accelerates
Bloomberg: Malaysia’s central bank raised interest rates for the third time this year, judging the economy is strong enough to withstand higher
borrowing costs even as threats to the global rebound increase. The ringgit rose. Bank Negara Malaysia increased its benchmark overnight policy
rate to 2.75% from 2.5%, it said in a statement in Kuala Lumpur today, a decision
that was predicted by half of the 20 economists surveyed by Bloomberg News. Click here for more
financial news.
Economists expect rate hike next week
PETALING JAYA:
Although Malaysia’s year-on-year (yoy) export growth of 21.9% to RM52.3bil in May fell below market expectations, economists are still positive
on an interest rate increase next week. Click here for more financial news.
OPR up 25bps to 2.50%: KUALA LUMPUR: Bank Negara Malaysia
decided to raise the Overnight Policy Rate (OPR) by 25 basis points to 2.50% at the Monetary Policy Committee (MPC) meeting on Thursday,
May 13.
The central bank said the floor and ceiling rates of the corridor for the OPR are
correspondingly raised to 2.25% and 2.75% respectively.. Click here for more financial news.
Enjoy easier financial solutions with an ING Home Loan, fixed at 4.85% p.a. for life. Own the dream home you've always wanted
with our hassle-free fixed rate home loan. You get up to 90% financing at an interest rate of only 4.85% per annum. Come take
advantage of this historical low rate from ING Home Loan.
ING Home Loan
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ING Home Loan is the best home loan in Malaysia
ING Home Loan = Fixed Rate For Life!
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PEACE OF MIND!
No BLR, fixed instalments,
no risks, no worries.
NO PENALTY!
On early settlement.
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PAY ANY TIME!
No notice required.
Extra payments accepted.
DAILY REST!
Interest savings.
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"You will know how much to pay"
Home is where the heart is. In this fact paced day and age, we all want to have a home and haven for our family. A place of love, comfort and
security for the family. However, life is never a series of predictable events. While some problems and setbacks are easily overcome, many others
may not be. Oftentimes, external circumstances will disrupt out routine lifestyle and comfort zones. We may be forced to give up part of our
lifestyle that we treasured as well as our comforts in life. ING Home Loan ING Home Loan
"Helping you secure your home"
With our fixed rate home loan, you will always know exactly what your home loan repayments are. You will even increase your household savings at
a time when others may be digging in their pockets to cover their revised home loan repayments. ING Home Loan ING Home
Loan
"How does the ING Home Loan help you own a home with total peace of mind?"
If you currently have a home loan with a financial institute that is pegged to the Base Lending Rate (BLR), then you will know
that the rate has increased and effectively your home loan repayments have also increased for the year 2006 and beyond. With ING Home Loan, you
are guaranteed that the monthly instalments are fixed and you will own your house at the end of the tenure. ING Home
Loan
ING Home Loan
Why ING Home Loan?
Why ING Home Loan? At ING, we GUARANTEE you a rate that is FIXED for the entire tenure of the loan. You
do not have to worry about the fluctuations in the BLR. When you subscribed to an ING Home Loan, we fix your installment and the tenure of the
loan. By paying your installment monthly, you are GUARANTEED to own your home at the end of the tenure. ING Home
Loan
Over the last 26 years, BLR has gone up to the highest touching 12% p.a. and the lowest at 5.55% p.a. BLR
currently stands at 6.60% p.a. ING Home Loan
From the graph above, 23 years BLR average is at 8.23%. Our offered interest rate is at 4.85% can save you thousands of ringgit throughout your loan tenure.
ING Home Loan
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Interest Rate
(Correct at press time and subject to change without
notice)
ING Home Loan
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For Completed Properties & Selected Under Construction Projects
4.85% p.a. fixed for the whole
tenure (Non-Zero Entry Cost Package)
5.25% p.a. fixed for the whole tenure (Zero Entry Cost Package)
Margin of Financing: Up to
90%
Zero Entry Cost Package - ING absorbs the
following fees:
1. Legal fees for loan documentation
2. Stamp duty for loan documentation
3. Disbursement for loan documentation
4. Discharge of charge (for Refinancing cases)
5. Valuation report fee
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Margin of Financing
ING Home Loan
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For Completed Properties
- Landed & Non-landed – Up to 90%
For Under Construction Properties
- Landed – Up to 90%
- Non-Landed – Up to 80%
- Foreigners – Up to 70%
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Loan Financed
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Minimum – RM100,000
Maximum – RM5,000,000 |
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Who Can Apply?
ING Home Loan
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Malaysian / Malaysian PR
Foreigners with working permit
Aged 21 & above |
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Loan Tenure
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Minimum – 5 years
Maximum - 30 years or Age 65, whichever comes first |
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Properties Financed
ING Home Loan
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Under Construction – Klang Valley
Completed – Klang Valley, Penang, Ipoh, Seremban, Melaka, Johor Bahru, Kuantan, Kota Kinabalu and Kuching
Note: Leasehold properties must have 21 years of unexpired lease at the end of the loan. Malay
Reserve & Native Land is strictly prohibited |
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Prepayment
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Prepayment is allowed at any time and no notice required. You can pay any amount as often as you
like |
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Exit Penalty
ING Home Loan
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Applicable for refinancing only within the lock in period of 5
years from the date of first drawdown of the loan
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Insurance
ING Home Loan
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All loans must be adequately protected by ING Life policy or ING MRTA
policy during the tenure of the loan
Fire Insurance is also compulsory for landed property |
ING Home Loan Loan
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